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2026-08-20 05:29:43 -

Proprietorship Underwriting Process: Data, Risk Assessment, and Credit Decisions

Sole proprietorships play an important role in India's small-business economy. They include retailers, traders, professionals, manufacturers, service providers, and other owner-managed businesses. For banks, NBFCs, fintech companies, and lenders, financing these businesses can create attractive growth opportunities, but underwriting requires a careful assessment of both the business and its...

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